Voluntary Insurance Options
Accident Insurance
This offers a wide list of accident elated benefits such as death, dismemberement, ambulance, emergency room, hospital admission/confinement, and dislocated bones. Available in levels of benefit to best fit your needs. This helps offset unexpected medical expenses such as deductibles and co-payments that can result from a fracture, dislocation or other covered accidental injury.
Critical Illness Insurance
This offers extra dollars when they are most needed. It will be there should a heart attack, stroke, cancer or other serious illness strike. Select your own benefit amount.
Hospital Confinement
Your deductible and coinsurance often occur during inpatient treatment and out-patient surgery as well as diagnostic tests. This benefit provides a lump sum payment to help offset these out of pocket expenses.
Life Insurance
Whole Life Insurance or Term Life Insurance at affordable rates with simplified issue. Available with critical care riders to help with nursing home and home care expenses.
Short-Term Disability
This will be your personal Disability policy that best fits your needs. You pick the waiting periods, you pick the benefit periods, and you pick the monthly benefit. This coverage helps you maintain your lifestyle and replace part of your income to pay your bills.